Insurance & Financing

Quality orthodontic care that fits your family's budget, with coverage and payment options that actually work.

Braces or Clear Aligners About $350 Down + $199/Month

At Torres Orthodontics, we believe a great smile should be within reach for every family. That's why Dr. Rodney Torres offers the coverage most families are looking for, plus flexible ways to pay.

Insurance

Most PPO Plans Accepted

We accept most PPO dental insurance plans and handle the claims paperwork for you, so your family gets the most from your benefits without the hassle.

Medicaid

We Accept Medicaid

Quality orthodontic care shouldn't depend on your coverage. Depending on the severity of the case, we proudly accept Medicaid for our patients.

Payment Options

Flexible Ways to Pay

Full-Payment Discount

Save when you pay for your treatment in full up front.

No-Interest Financing

Low down payments and affordable monthly installments, with zero interest.

Multi-Family Discount

Extra savings when more than one family member is in treatment.

Easy Automatic Payments

Set up automatic drafts from a checking account or credit card.

No Surprises

What's Included in Your Treatment Fee

Your treatment fee covers everything you need from start to finish:

  • Comprehensive records and X-rays
  • All orthodontic appliances
  • All orthodontic visits, including emergencies
  • One set of retainers

At your complimentary consultation, we'll go over all treatment fees and the financial options available, so you get high-quality orthodontic care that fits your budget.

Cost & Financing

What Braces & Invisalign Cost in Florida

Across both our Tampa and Miami Lakes offices, most orthodontic treatment runs between $3,000 and $6,000, for braces and Invisalign alike, based on how involved your case is and how long you're in treatment. We're in-network with most major dental plans and welcome Medicaid families. To keep care affordable, we offer 0% in-house payment plans (most families start around $350 down and $199 a month) and CareCredit, and you'll always get the full cost in writing at your free exam, before you commit. For a complete breakdown, see our braces & Invisalign pricing.

  • Most insurances accepted (including Medicaid)
  • 0% interest in-house payment plans
  • CareCredit financing options
  • Free first exam, scan, and X-rays

Common questions about coverage and paying for treatment. Curious what treatment runs? See our braces & Invisalign pricing. Don't see your question? Call us at (813) 920-7720 and our team will walk you through it.

Treatment & Payment

How much do braces or Invisalign typically cost?
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Most treatment falls between $3,000 and $6,000, whether you choose braces or Invisalign. Your exact fee depends on how complex your case is and how long you're in treatment. Most families get started for about $350 down and around $199 a month, and you'll get a clear written estimate at your free smile exam, with no surprises and no obligation.
How do I find out what my insurance will cover?
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Just bring your insurance card to your free smile exam. Our financial coordinator will verify your benefits, explain exactly what your plan covers, and hand you a written estimate before you commit to anything. We also file your claims for you, so you get the most from your benefits without the paperwork headache.
Does Medicaid cover my child's braces?
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It can. Medicaid covers orthodontic treatment when a case is considered medically necessary, which depends on the severity. We'll review your child's needs at the free exam and let you know right away whether they qualify. We're glad to welcome Medicaid families.
What do the monthly payment plans look like?
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Most families get started for about $350 down and around $199 a month, with zero interest. We keep down payments low and spread the balance across your treatment so it fits a real budget. You can set up automatic drafts from a checking account or credit card and never think about it again.
Can I use an HSA or FSA to pay for treatment?
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Yes. Orthodontic care is an eligible expense for most health savings and flexible spending accounts. We'll provide any receipts or documentation you need to submit, and you can combine your HSA or FSA dollars with our in-house payment plans.
Do you offer any discounts?
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We do. You'll save when you pay in full up front, and we offer a multi-family discount when more than one family member is in treatment at the same time. Ask our coordinator at your visit and we'll apply every discount you qualify for.
Will I know the full cost before I start?
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Always. There are no surprise fees at Torres Orthodontics. At your complimentary consultation you'll get a clear, written breakdown of your total treatment fee and every payment option available, so you can decide with complete confidence and no pressure.

Let's Find a Plan That Works for You.

Schedule your free consultation and we'll walk you through coverage, financing, and everything your treatment includes.

Schedule My Free Smile Exam